/* ==========================================================================
   Canterbury Insurance DAC — Stylesheet
   Refined corporate aesthetic: navy + teal, generous whitespace, serif accents
   ========================================================================== */

/* -- Fonts ----------------------------------------------------------------- */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:wght@400;500;600;700&family=Manrope:wght@300;400;500;600;700&display=swap');

/* -- Tokens ---------------------------------------------------------------- */
:root {
  --navy:        #0a2540;
  --navy-deep:   #061a30;
  --navy-soft:   #1c3a5e;
  --teal:        #0e7c7b;
  --teal-dark:   #0a5e5d;
  --teal-soft:   #e6f1f1;
  --gold:        #c9a961;

  --ink:         #0f172a;
  --charcoal:    #2d3748;
  --slate:       #475569;
  --muted:       #64748b;
  --border:      #e2e8f0;
  --bg-soft:     #f8fafc;
  --bg-warm:     #fbfaf7;
  --white:       #ffffff;

  --serif:  'Fraunces', Georgia, 'Times New Roman', serif;
  --sans:   'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;

  --shadow-sm:  0 1px 2px rgba(10, 37, 64, 0.06);
  --shadow-md:  0 4px 16px rgba(10, 37, 64, 0.08);
  --shadow-lg:  0 12px 40px rgba(10, 37, 64, 0.12);

  --radius-sm:  4px;
  --radius-md:  8px;
  --radius-lg:  16px;

  --container:  1200px;
  --container-narrow: 880px;

  --ease:       cubic-bezier(0.16, 1, 0.3, 1);
}

/* -- Reset ----------------------------------------------------------------- */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--charcoal);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--teal); text-decoration: none; transition: color .2s var(--ease); }
a:hover { color: var(--teal-dark); }

/* -- Typography ------------------------------------------------------------ */
h1, h2, h3, h4, h5 {
  font-family: var(--serif);
  color: var(--navy);
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: -0.01em;
  margin: 0 0 .6em;
}
h1 { font-size: clamp(2.4rem, 5vw, 3.8rem); font-weight: 500; }
h2 { font-size: clamp(1.9rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.35rem, 2.2vw, 1.6rem); }
h4 { font-size: 1.15rem; font-family: var(--sans); font-weight: 600; letter-spacing: -0.005em; }
p  { margin: 0 0 1em; }
p.lead { font-size: 1.15rem; color: var(--slate); line-height: 1.7; }

.eyebrow {
  display: inline-block;
  font-family: var(--sans);
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--teal);
  margin-bottom: 1rem;
}
.eyebrow::before {
  content: '';
  display: inline-block;
  width: 28px; height: 1px;
  background: var(--teal);
  vertical-align: middle;
  margin-right: 12px;
}

/* -- Layout ---------------------------------------------------------------- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--container-narrow); margin: 0 auto; padding: 0 24px; }
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-bg { background: var(--bg-soft); }
.section-navy {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.85);
}
.section-navy h1, .section-navy h2, .section-navy h3, .section-navy h4 { color: white; }
.section-navy .eyebrow { color: var(--gold); }
.section-navy .eyebrow::before { background: var(--gold); }

.text-center { text-align: center; }
.mb-1 { margin-bottom: .5rem; } .mb-2 { margin-bottom: 1rem; } .mb-3 { margin-bottom: 1.5rem; } .mb-4 { margin-bottom: 2rem; }

/* -- Buttons --------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-family: var(--sans);
  font-weight: 600;
  font-size: .95rem;
  letter-spacing: .01em;
  cursor: pointer;
  border: 1.5px solid transparent;
  transition: all .25s var(--ease);
  text-decoration: none;
  line-height: 1;
}
.btn-primary { background: var(--navy); color: white; border-color: var(--navy); }
.btn-primary:hover { background: var(--teal); border-color: var(--teal); color: white; transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline:hover { background: var(--navy); color: white; }
.btn-light { background: white; color: var(--navy); border-color: white; }
.btn-light:hover { background: transparent; color: white; border-color: white; }
.btn-arrow::after { content: '→'; transition: transform .25s var(--ease); display: inline-block; }
.btn-arrow:hover::after { transform: translateX(4px); }

/* -- Header / Nav ---------------------------------------------------------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px;
  max-width: var(--container);
  margin: 0 auto;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--navy);
}
.logo-mark {
  width: 38px; height: 38px;
  background: var(--navy);
  border-radius: 4px;
  display: grid;
  place-items: center;
  color: white;
  font-family: var(--serif);
  font-weight: 600;
  font-size: 1.15rem;
  letter-spacing: -0.02em;
  position: relative;
}
.logo-mark::after {
  content: '';
  position: absolute;
  inset: 4px;
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: 2px;
}
.logo-text {
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 600;
  letter-spacing: -0.01em;
  line-height: 1.1;
}
.logo-text small {
  display: block;
  font-family: var(--sans);
  font-size: .65rem;
  font-weight: 500;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--teal);
  margin-top: 2px;
}

.nav { display: flex; align-items: center; gap: 2px; }
.nav a {
  color: var(--charcoal);
  font-weight: 500;
  font-size: .94rem;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  position: relative;
  transition: color .2s var(--ease);
}
.nav a:hover, .nav a.active { color: var(--navy); }
.nav a.active::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 14px; right: 14px;
  height: 2px;
  background: var(--teal);
}

.nav-dropdown { position: relative; }
.nav-dropdown > button {
  background: none; border: none; cursor: pointer;
  color: var(--charcoal);
  font-family: var(--sans); font-weight: 500; font-size: .94rem;
  padding: 10px 14px;
  display: inline-flex; align-items: center; gap: 6px;
  border-radius: var(--radius-sm);
}
.nav-dropdown > button::after {
  content: '';
  width: 6px; height: 6px;
  border-right: 1.5px solid currentColor;
  border-bottom: 1.5px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  transition: transform .2s var(--ease);
}
.nav-dropdown:hover > button::after { transform: rotate(225deg) translateY(-2px); }
.dropdown-menu {
  position: absolute;
  top: 100%; left: 0;
  min-width: 280px;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 10px;
  margin-top: 8px;
  opacity: 0; visibility: hidden;
  transform: translateY(-8px);
  transition: all .2s var(--ease);
}
.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.dropdown-menu a {
  display: block;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  font-size: .92rem;
  color: var(--charcoal);
}
.dropdown-menu a:hover { background: var(--bg-soft); color: var(--navy); }
.dropdown-menu a strong { display: block; color: var(--navy); font-weight: 600; }
.dropdown-menu a small { color: var(--muted); font-size: .78rem; }

.header-cta { display: flex; align-items: center; gap: 14px; }
.header-phone {
  color: var(--navy);
  font-weight: 600;
  font-size: .92rem;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.header-phone svg { width: 16px; height: 16px; color: var(--teal); }

.menu-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  color: var(--navy);
}
.menu-toggle svg { width: 26px; height: 26px; }

/* -- Hero ------------------------------------------------------------------ */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: white;
  padding: 120px 0 140px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  top: -20%; right: -10%;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(14, 124, 123, 0.25) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -30%; left: -10%;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(201, 169, 97, 0.12) 0%, transparent 70%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 1; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 80px;
  align-items: center;
}
.hero h1 {
  color: white;
  margin-bottom: 1.5rem;
}
.hero h1 em {
  font-style: italic;
  color: var(--gold);
  font-weight: 400;
}
.hero .eyebrow { color: var(--gold); }
.hero .eyebrow::before { background: var(--gold); }
.hero .lead {
  color: rgba(255,255,255,0.78);
  font-size: 1.2rem;
  margin-bottom: 2.5rem;
  max-width: 540px;
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }
.hero-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 40px;
  backdrop-filter: blur(10px);
}
.hero-card h4 { color: var(--gold); font-family: var(--serif); font-weight: 500; font-size: 1.1rem; margin-bottom: 24px; }
.hero-card ul { list-style: none; padding: 0; margin: 0; }
.hero-card li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 0;
  border-top: 1px solid rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.85);
  font-size: .95rem;
}
.hero-card li:first-child { border-top: none; padding-top: 0; }
.hero-card li::before {
  content: '';
  flex-shrink: 0;
  width: 6px; height: 6px;
  background: var(--teal);
  border-radius: 50%;
  margin-top: 9px;
  box-shadow: 0 0 0 4px rgba(14,124,123,0.2);
}

/* -- Page header (non-hero pages) ----------------------------------------- */
.page-header {
  background: var(--navy);
  color: white;
  padding: 96px 0 80px;
  position: relative;
  overflow: hidden;
}
.page-header::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 50%; height: 100%;
  background: linear-gradient(135deg, transparent 0%, rgba(14, 124, 123, 0.15) 100%);
}
.page-header .container { position: relative; }
.page-header h1 { color: white; margin-bottom: 0.8rem; }
.page-header p { color: rgba(255,255,255,0.75); font-size: 1.1rem; max-width: 600px; }
.breadcrumb {
  font-size: .85rem;
  color: rgba(255,255,255,0.6);
  margin-bottom: 1.5rem;
  letter-spacing: .03em;
}
.breadcrumb a { color: rgba(255,255,255,0.85); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { margin: 0 8px; opacity: 0.5; }

/* -- Stats ----------------------------------------------------------------- */
.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.stat {
  padding: 48px 32px;
  text-align: center;
  border-right: 1px solid var(--border);
}
.stat:last-child { border-right: none; }
.stat-num {
  font-family: var(--serif);
  font-size: 3rem;
  font-weight: 500;
  color: var(--navy);
  letter-spacing: -0.03em;
  display: block;
  line-height: 1;
  margin-bottom: 12px;
}
.stat-num sup { font-size: 1.4rem; color: var(--teal); margin-left: 4px; top: -1rem; }
.stat-label {
  font-size: .85rem;
  color: var(--slate);
  letter-spacing: .04em;
  text-transform: uppercase;
  font-weight: 500;
}

/* -- Section heading ------------------------------------------------------- */
.section-head { max-width: 720px; margin: 0 auto 56px; text-align: center; }
.section-head.left { margin-left: 0; text-align: left; }

/* -- Product cards --------------------------------------------------------- */
.product-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.product-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px;
  transition: all .3s var(--ease);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.product-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px; height: 100%;
  background: var(--teal);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform .35s var(--ease);
}
.product-card:hover {
  border-color: var(--navy);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}
.product-card:hover::before { transform: scaleY(1); }
.product-icon {
  width: 56px; height: 56px;
  background: var(--teal-soft);
  border-radius: var(--radius-md);
  display: grid;
  place-items: center;
  color: var(--teal-dark);
  margin-bottom: 24px;
}
.product-icon svg { width: 28px; height: 28px; }
.product-card .class-tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 8px;
}
.product-card h3 { margin-bottom: 12px; }
.product-card p { color: var(--slate); flex-grow: 1; }
.product-card .link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--navy);
  font-weight: 600;
  font-size: .92rem;
  margin-top: 16px;
  align-self: flex-start;
}
.product-card .link::after {
  content: '→';
  transition: transform .25s var(--ease);
}
.product-card:hover .link { color: var(--teal); }
.product-card:hover .link::after { transform: translateX(4px); }

/* -- Feature columns ------------------------------------------------------- */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}
.feature {
  display: flex;
  flex-direction: column;
}
.feature-num {
  font-family: var(--serif);
  font-size: 1rem;
  font-weight: 500;
  color: var(--teal);
  letter-spacing: .15em;
  margin-bottom: 16px;
}
.feature h4 { margin-bottom: 10px; }
.feature p { color: var(--slate); font-size: .95rem; }

/* -- Split section --------------------------------------------------------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.split-img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--bg-soft);
  aspect-ratio: 4 / 3;
  position: relative;
}

/* -- CTA strip ------------------------------------------------------------- */
.cta-strip {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  color: white;
  border-radius: var(--radius-lg);
  padding: 64px;
  display: grid;
  grid-template-columns: 1.5fr auto;
  gap: 40px;
  align-items: center;
  position: relative;
  overflow: hidden;
}
.cta-strip::before {
  content: '';
  position: absolute;
  top: -50%; right: -10%;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(14,124,123,0.3) 0%, transparent 70%);
}
.cta-strip > * { position: relative; z-index: 1; }
.cta-strip h2 { color: white; margin-bottom: 8px; }
.cta-strip p { color: rgba(255,255,255,0.75); margin-bottom: 0; }

/* -- Footer ---------------------------------------------------------------- */
.site-footer {
  background: var(--navy-deep);
  color: rgba(255,255,255,0.7);
  padding: 72px 0 0;
  font-size: .92rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.footer-brand .logo-text { color: white; }
.footer-brand p { color: rgba(255,255,255,0.6); margin-top: 20px; max-width: 320px; line-height: 1.7; }
.footer-col h5 {
  color: white;
  font-family: var(--sans);
  font-weight: 600;
  font-size: .82rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.footer-col ul { list-style: none; padding: 0; margin: 0; }
.footer-col li { margin-bottom: 10px; }
.footer-col a { color: rgba(255,255,255,0.65); transition: color .2s var(--ease); }
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 28px 0;
  font-size: .82rem;
  color: rgba(255,255,255,0.5);
  flex-wrap: wrap;
  gap: 16px;
}
.footer-bottom-links { display: flex; gap: 28px; flex-wrap: wrap; }
.footer-bottom-links a { color: rgba(255,255,255,0.6); }
.regulatory-notice {
  background: rgba(0,0,0,0.2);
  padding: 20px 0;
  font-size: .8rem;
  color: rgba(255,255,255,0.55);
  text-align: center;
  line-height: 1.6;
  border-top: 1px solid rgba(255,255,255,0.08);
}

/* -- Forms ----------------------------------------------------------------- */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.form-group { display: flex; flex-direction: column; gap: 8px; }
.form-group.full { grid-column: 1 / -1; }
.form-group label {
  font-size: .85rem;
  font-weight: 600;
  color: var(--navy);
  letter-spacing: .02em;
}
.form-group label .req { color: var(--teal); }
.form-group input,
.form-group select,
.form-group textarea {
  font-family: var(--sans);
  font-size: 1rem;
  color: var(--ink);
  padding: 14px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  background: white;
  transition: border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--teal);
  box-shadow: 0 0 0 4px rgba(14, 124, 123, 0.1);
}
.form-group textarea { resize: vertical; min-height: 140px; }
.form-check { display: flex; gap: 12px; align-items: flex-start; }
.form-check input { margin-top: 4px; flex-shrink: 0; }
.form-check label { font-weight: 400; color: var(--slate); font-size: .9rem; line-height: 1.5; }

/* -- FAQ accordion --------------------------------------------------------- */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-item:first-child { border-top: 1px solid var(--border); }
.faq-q {
  width: 100%;
  background: none;
  border: none;
  padding: 28px 0;
  text-align: left;
  font-family: var(--serif);
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  transition: color .2s var(--ease);
}
.faq-q:hover { color: var(--teal); }
.faq-q::after {
  content: '';
  flex-shrink: 0;
  width: 24px; height: 24px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a2540' stroke-width='1.5'%3E%3Cpath d='M12 5v14M5 12h14'/%3E%3C/svg%3E");
  background-size: contain;
  background-repeat: no-repeat;
  transition: transform .3s var(--ease);
}
.faq-item.open .faq-q::after { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s var(--ease), padding .35s var(--ease);
  color: var(--slate);
  font-size: 1rem;
  line-height: 1.75;
}
.faq-item.open .faq-a { max-height: 500px; padding-bottom: 28px; }

/* -- Info cards (Contact) -------------------------------------------------- */
.info-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 48px;
}
.info-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px;
  text-align: center;
  transition: all .25s var(--ease);
}
.info-card:hover {
  border-color: var(--teal);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.info-card-icon {
  width: 52px; height: 52px;
  background: var(--teal-soft);
  border-radius: 50%;
  display: grid; place-items: center;
  color: var(--teal-dark);
  margin: 0 auto 20px;
}
.info-card-icon svg { width: 24px; height: 24px; }
.info-card h4 { margin-bottom: 8px; }
.info-card p, .info-card a { color: var(--slate); font-size: .95rem; margin: 0; }
.info-card a:hover { color: var(--teal); }

/* -- Process steps --------------------------------------------------------- */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  margin-top: 48px;
  counter-reset: step;
}
.step {
  position: relative;
  padding: 28px 24px;
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
}
.step::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  display: block;
  font-family: var(--serif);
  font-size: 2.2rem;
  font-weight: 500;
  color: var(--teal);
  line-height: 1;
  margin-bottom: 16px;
}
.step h4 { margin-bottom: 8px; }
.step p { color: var(--slate); font-size: .92rem; margin: 0; }

/* -- Product detail -------------------------------------------------------- */
.product-detail-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 64px;
  align-items: start;
}
.product-content h2 { margin-top: 1.5em; }
.product-content h2:first-child { margin-top: 0; }
.product-content ul { padding-left: 0; list-style: none; }
.product-content ul li {
  position: relative;
  padding: 8px 0 8px 28px;
  color: var(--charcoal);
}
.product-content ul li::before {
  content: '';
  position: absolute;
  left: 0; top: 16px;
  width: 12px; height: 12px;
  border-right: 2px solid var(--teal);
  border-bottom: 2px solid var(--teal);
  transform: rotate(45deg);
}
.product-sidebar {
  background: var(--bg-soft);
  border-radius: var(--radius-lg);
  padding: 32px;
  position: sticky;
  top: 100px;
}
.product-sidebar h4 { margin-bottom: 16px; }
.product-sidebar p { font-size: .92rem; color: var(--slate); }
.product-sidebar .btn { width: 100%; justify-content: center; margin-top: 8px; }

/* -- Compliance / boxed callouts ------------------------------------------ */
.callout {
  background: var(--teal-soft);
  border-left: 3px solid var(--teal);
  padding: 24px 28px;
  border-radius: var(--radius-md);
  margin: 28px 0;
}
.callout h4 { color: var(--teal-dark); margin-bottom: 8px; }
.callout p { margin: 0; color: var(--charcoal); }

/* -- Mobile menu drawer ---------------------------------------------------- */
.mobile-drawer {
  display: none;
  position: fixed;
  top: 0; left: 0;
  width: 100%; height: 100%;
  background: var(--navy);
  z-index: 200;
  padding: 24px;
  overflow-y: auto;
  transform: translateY(-100%);
  transition: transform .35s var(--ease);
}
.mobile-drawer.open { transform: translateY(0); }
.mobile-drawer .drawer-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 32px;
}
.mobile-drawer .logo-text { color: white; }
.mobile-drawer .close-btn {
  background: none; border: none; color: white;
  cursor: pointer; padding: 8px;
}
.mobile-drawer nav a,
.mobile-drawer nav .group-label {
  display: block;
  color: white;
  font-size: 1.15rem;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  font-family: var(--serif);
  font-weight: 500;
}
.mobile-drawer nav .group-label {
  color: var(--gold);
  font-size: .78rem;
  font-family: var(--sans);
  letter-spacing: .15em;
  text-transform: uppercase;
  font-weight: 600;
  margin-top: 20px;
  border-bottom: none;
  padding-bottom: 6px;
}
.mobile-drawer nav .sub a {
  font-size: 1rem;
  padding-left: 16px;
  color: rgba(255,255,255,0.8);
}

/* -- Responsive ------------------------------------------------------------ */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .split { grid-template-columns: 1fr; gap: 48px; }
  .product-detail-grid { grid-template-columns: 1fr; }
  .product-sidebar { position: static; }
  .feature-grid { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .steps { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .section { padding: 64px 0; }
  .nav, .header-phone, .nav-dropdown { display: none; }
  .menu-toggle { display: inline-flex; }
  .hero { padding: 80px 0 96px; }
  .hero-card { padding: 28px; }
  .product-grid { grid-template-columns: 1fr; }
  .feature-grid { grid-template-columns: 1fr; gap: 28px; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .stat { border-bottom: 1px solid var(--border); }
  .stat:nth-last-child(-n+2) { border-bottom: none; }
  .stat:nth-child(2n) { border-right: none; }
  .info-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .cta-strip { grid-template-columns: 1fr; padding: 40px 28px; text-align: left; }
  .form-grid { grid-template-columns: 1fr; }
  .product-card { padding: 32px 28px; }
}